The merchant control center for moving money across borders.
Currency accounts, customer virtual accounts, dollar cards, payouts, webhooks, and developer tools — packaged into a single dashboard and a clean API.
One control center, not five tools.
Currency accounts, cards, payouts, conversions, customers, and developer tooling — all in a single dashboard and API, with the visibility to operate them with confidence.
Currency accounts & customer NGN VAs
Add the currencies your business needs, get a funding account per currency, and issue NGN virtual accounts to your customers.
Virtual dollar cards
Issue and fund pre-paid dollar cards for your Tier 2+ customers, with full balance and lifecycle controls.
Payouts, transfers & conversions
Move money across your enabled currencies and pay out to bank accounts with real-time status visibility.
API keys & IP whitelist
Test / live keys with one-time secret reveal, scoped permissions, and per-business IP allow-listing.
Webhooks with retry visibility
Subscribe to events, sign payloads, and inspect delivery attempts directly on the triggering transaction.
Customer KYC & tiering
Manage customer profiles, capture BVN / address verification, and unlock services tier by tier.
From sign-up to live money movement.
Create your account & complete KYC
Sign up, complete your business profile, and submit for review. Build everything in test mode while you wait.
Add the currencies you need
Enable NGN, USD, or GHS and get a dedicated funding account per currency.
Create customers, issue accounts & cards
Onboard your users, issue NGN virtual accounts, and fund pre-paid dollar cards.
Move money — and watch it land
Convert, pay out, and reconcile, with webhooks firing in real time and rates shown before confirm.
Production-ready, with the controls developers trust.
Build in a sandbox, flip to live after approval. Scoped keys, IP allow-listing, and signed webhooks with full delivery and retry visibility — so every integration is auditable.
# create a customer virtual account curl https://api.transa.io/v1/virtual-accounts \ -H "Authorization: Bearer sk_live_••••4f2a" \ -d customer_id=cus_8Kd2 \ -d currency=NGN▍
Issue NGN virtual accounts to your customers.
Give each of your users a dedicated account number under your own brand. Every payment in routes straight to the right currency account.
- One account number per customer
- Funds settle into your NGN currency account
- Reconcile inbound payments via webhooks
Fund pre-paid dollar cards for Tier 2+ customers.
Issue USD cards with full balance and lifecycle controls — fund, freeze, and manage every card from the same dashboard or via the API.
- Pre-paid USD spend for eligible customers
- Freeze / unfreeze and fund in real time
- Full lifecycle controls, dashboard or API
Cross-border money with rates shown before you confirm.
Convert and pay out across NGN, USD, and GHS. See the exact rate and fee before anything moves — and follow every payout with real-time status visibility.
Rate & fee shown before you confirm. Illustrative rates.
Move money out of Lagos to the world.
Purpose-built for African operators, with payout corridors reaching major hubs across five continents — and the visibility to watch every transfer land.
Clear control is what makes a payment trustworthy.
Compliance is built in, not bolted on — so you can move money with confidence and prove exactly what happened.
KYC & tiering
Customer verification with BVN and address checks; unlock services tier by tier.
Transaction PIN
A required PIN gate protects every sensitive money movement.
IP allow-listing
Restrict API access to the IP ranges you trust, per business.
Signed webhooks
Every payload is signed so you can verify it really came from Transa.
Role-based team access
Invite teammates, assign roles, and revoke access at any time.
Test / live separation
Build safely in a sandbox; live mode unlocks only after approval.
Questions, answered.
Who is Transa Business for?
Fintechs, platforms, and digital operators that move money across borders — especially those issuing accounts and dollar cards to their own customers (B2B2C).
Which currencies are supported?
NGN ₦, USD $, and GHS ₵ are live today, with conversions between them. KES and ZAR exist in the system but are currently disabled.
Is there a sandbox?
Yes. You operate in test mode for free from day one and can build your full integration before going live.
How do I go live?
Complete your business profile and submit for review. Once your business is approved, live mode unlocks and you can move real money.
Can I issue accounts and cards to my own customers?
Yes — issue NGN virtual accounts to your customers, and fund pre-paid dollar cards for Tier 2+ customers, all under your own brand.
How do webhooks and retries work?
Subscribe to events and receive signed payloads. Delivery attempts and retries are visible directly on the triggering transaction for full auditability.
Ready to move money across borders?
Create a business account, build in test mode today, and flip to live after approval.